Proton Investment Bank, in accordance with the decision of its Board of Directors dated 10/4/2006 and the approval of the General Meeting of April 14th 2006, and in accordance with Article 279 par. 1 of the Regulation of the Athens Stock Exchange, announces the following:

- Shareholders of the Bank as of April 20th 2006 are entitled to dividend for the fiscal year 01.01.2005-31.12.2005. Consequently, starting on April 25th 2006 which is the ex-dividend date, the shares will trade in the Athens Exchange without the right to dividend. Net dividend per share amounts to 0, 28 euro (twenty eight cents). It is noted that beneficiaries of dividend are the shareholders as of April 20 2006, as registered with the official shareholders' book of the company and in the records of the Central Securities Depository of Athens.
Dividend payment will take place on May 4th 2006, from the National Bank of Greece as follows:
1. Through the Operators of the Greek Dematerialized Securities System (DSS/SAT) in accordance with the new distribution procedure as provided for in articles 329 of the ATHEX Regulation and 39 of the CSD Regulation for shareholders who have agreed to the terms and conditions of the agreement of distribution of revenue between the said Bank and the Operators.
2. Through the branch network of the National Bank of Greece for the shareholders who have requested an exception from their DSS/SAT Operator.
3. For the shareholders who have not been able to be credited by their DSS/SAT Operators, dividend may be collected by the branch network of the National Bank of Greece starting May 11th, 2006. For cases 2 and 3, dividend collection may take place until May 5th 2007 and it is effected by disclosing the DSS/SAT Securities Account Number of the Investor) and proof of official identification or with a legally designated representative. After the date above (5/5/2007), dividend collection may only take place from the registered offices of Proton Investment Bank.
For further information, shareholders are kindly requested to contact our Investor Relations Manager Mr. Sotiris Margaritis, Tel: +30 210 9005501 or Mr. Elias Dimitriou, responsible for dividend payments in the National Bank of Greece, Department of Customer Service for Financial Institutions, Custodian Services and Capital Markets Transactions Division, 6 Karageorgi Servias Street, 3rd Floor, Tel: +30 210 3340613, +30 210 3340615 Fax: +30 210 3340633.