EMPORIKI BANK OF GREECE S.A.

Announcement

EMPORIKI GROUP FINANCE PLC, rated A- by S&P and A1 by Moody s, guaranteed by EMPORIKI BANK OF GREECE S.A., mandated CALYON as sole bookrunner to lead manage a Euro 200m 10NC5 Lower Tier 2. The deal pays a coupon of 3-month Euribor + 36bp. Callable on 26 July 2012, the coupon steps up 50bp if not called. The issue was priced at 100% and the settlement date was the 26th of July 2007.