EFG Eurobank Ergasias will release the financial results for the first quarter to 31 March 2003 on Thursday, May 15, 2003, after the close of the Greek market. On the same day management will host a conference call to present and discuss the results at 17:00 Greek time / 15:00 UK time.

On behalf of the Bank, we would like to invite you to participate in this event. The details are as follows:

Date: Thursday, May 15, 2003
Time: 17:00 Greek time/15:00 UK time
UK/European Dial-in tel: +44 (0) 207 769 6434
US dial-in tel: +1 847 413 3430
Irish alternative dial-in tel: +353 (0) 1 4390434

Verbal Password: ‘EFG Eurobank Ergasias' (please call a few minutes before start time)

The conference will include a presentation of the results, followed by a Question and Answer session.

If you are unable to participate, there will be an instant replay service immediately after the call has ended. This service will be available for 5 working days following the call. The telephone numbers for the replay service are:

UK / Europe: +44 (0) 207 769 6425, Irish Back-Up: +353 (0) 1 2400041
US: +1 630 652 3000, Security code: 232487#