The Board of Directors of the Societe Anonyme with the corporate name "ASPIS BANK SOCIETE ANONYME" pursuant to a resolution paned at its Board of Directors meeting of the 10th April 2006, invites the Bank's Shareholders to the Annual General Meeting of the Shareholders, to be held on Wednesday 3rd May 2006, at 12 a.m., which will take place, in the "Great Britain Hotel", situated in Syntagma Square, Athens, in order to discuss and decide upon the following items of the Agenda:

1. Approval of the company consolidated Annual Financial Statements for the financial year 2005.
2. Discharge of the Board of Directors members and auditors from any liability for indemnification for the financial year 2005.
3. Election of one regular and one Substitute Auditor for the financial year 2006.
4. Approval of the election of members of the Board of Directors, replacing resigned members.
5. Election of a new Board of Directors and of its independent members.
6. Approval of contracts according to article 23a of law 2190/1920.
7. Approval of the remuneration of members of the Board of Directors for the financial year 2005 and pre-approval of the remuneration of members of the Board of Directors for the financial year 2006 according to articles 23a and 24 of law 2190/1920.
8. Update of the stock option plan.
9. Permission to Board of Directors members to participate in legal entities of similar scope to that of the Bank.
10. Various announcements.

In order for the Shareholders to participate in the aforesaid General Meeting, in person or by a proxy and in order for them to exercise their voting rights, Shareholders must, according to the law and the Articles of Association, apply to their broker or the Central Securities Depository, in order to engage part or all of their shares and deposit the certificate of the Central Securities Depository, together with their proxy forms, to the Bank's central premises at least five (5) full days prior to the appointed date of the General Meeting.