In response to the letter by The Greek Capital Markets Commission, dated 22/12/2006, pursuant to which we are asked to comment press articles alleging the investment by ASPIS BANK ATE in FBBank, we hereby inform the competent authorities and the investors that ASPIS BANK ATE, as also stated in the past, has accepted proposals for co-operation by financial institutions from time to time; in addition, ASPIS BANK ATE examines any opportunities available in the market, in order to realize synergies. At present, ASPIS BANK ATE, has not entered into any agreement with any Greek financial institution which could be the object of an official announcement for the information of the investors.