ΕΜΠΟΡΙΚΗ ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ Α.Ε.

Announcement.

Pursuant to the resolution No 3/347/12.07.2005 of the Board of Directors of the Capital Market Commission, Emporiki Bank of Greece S.A. announces that its wholly owned subsidiary EMPORIKI GROUP FINANCE PLC proceeded to a senior note issue of Euro 425,000,000, guaranteed by EMPORIKI BANK OF GREECE S.A., and mandated CALYON as bookrunner to lead manage the issue. The deal carries a coupon of 3-month Euribor + 139 bp.
Settlement date is the 27th of October 2008, while maturity date is the 10th of October 2012.
The note issue was placed with Institutional Investors abroad.