NAT. BANK OF GREECE SA

Treasury share buy-back programme

In line with European Commission Regulation 2273/2003, Article 4, par. 4, National Bank of Greece S.A. announces that pursuant to the relevant AGM and BoD resolutions of, respectively, 17 April and 1 October 2008, on 20 November 2008 it bought back 100,000 own shares of a total value of euro 1,310,000 at an average purchase price of euro 13.10 per share via Athens Exchange member National P&K Securities Investment Services S.A.