ΕΜΠΟΡΙΚΗ ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ Α.Ε.

Announcement

"EMPORIKI GROUP FINANCE PLC" under "Euro Medium Term Note (EMTN) Programme" proceeds to call a dated subordinated (Lower Tier 2) note issue of Euro 350m (ISIN XS0197924557), issue date 5 August 2004, guaranteed by EMPORIKI BANK OF GREECE S.A., according to the terms of the relevant prospectus, following permission by the Bank of Greece. The notes carry a coupon of 3-month Euribor + 75bps, while maturity date is the 5th of August 2014, with date of call the 5th of August 2009.