EUROBANK ERGASIAS SERVICES AND HOLDINGS S.A.

SUMMARY OF A DRAFT MERGER AGREEMENT BY ABSORPTION Of the Societe Anonyme under the corporate name: ?GRIVALIA PROPERTIES Real Estate Investment Company? From the Societe Anonyme under the corporate name: ?Eurobank Ergasias S.A.?

SUMMARY OF A DRAFT MERGER AGREEMENT BY ABSORPTION

Of the Societe Anonyme under the corporate name: “GRIVALIA PROPERTIES Real Estate Investment Company”

From the Societe Anonyme under the corporate name: “Eurobank Ergasias S.A.”

SUMMARY OF A DRAFT MERGER AGREEMENT BY ABSORPTION Of the Societe Anonyme under the corporate name: ?GRIVALIA PROPERTIES Real Estate Investment Company? From the Societe Anonyme under the corporate name: ?Eurobank Ergasias S.A.?