NATIONAL BANK OF GREECE

ANNOUNCEMENT

APPROACHING DEADLINE FOR COLLECTION OF NBG SHARE DIVIDEND 2006

National Bank of Greece hereby informs its shareholders that31 December 2012marks the five-year deadline for collection of the dividend for fiscal 2006, amounting to €1.00 per share. Shareholders entitled to the said dividend are those who held NBG shares at the close of trading on the Athens Exchange on30 May 2007.

After31 December 2012, dividends that have not been collected by their beneficiaries will be time-barred, pursuant to current legislation, in favour of theGreekState.

Shareholders who have not already collected the dividend for fiscal 2006 can collect it via the Bank's branch network by presenting proof of identity (e.g., ID card, passport).

For further information on how to collect their dividends, shareholders can contact our Shareholder Services during office hours at Eolou 93, Ground-floor, Athens 10232, tel.: +30 210-3343415, 3343416, 3343419, 3343421 and 3343436).

Athens,16 November 2012